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Kentucky Legal Aid SHIP Program:

The focus of the Kentucky Legal Aid State Health Insurance Assistance Program (SHIP) is to educate Medicare beneficiaries and anyone over the age of 60, so they can make informed decisions about benefits issues based on their circumstances and needs. 

What Are Some of The Programs a Counselor Can Help You With? 

Denial, Termination, Reduction and Overpayment:  Benefits Counselors represent people in cases involving denial, termination, reduction or overpayment of benefits in many federal and state programs, including food stamps, Medicaid and Medicare, Social Security, Supplemental Security Income (SSI), Supplemental Security Disability Income (SSDI) and more.

Advance Directives: A Kentucky Legal Aid Benefits Counselor can assist you with the preparation of advance directives such as Living Wills, Powers of Attorney, Health Care Surrogates, Qualified Income Trusts and more. These type of documents will provide you with a peace of mind knowing your final wishes are carried through. It can also take the burden off your family and loved ones at a very difficult time.

Who is Eligible for SHIP Services? 

Medicare beneficiaries and anyone 60 years of age or older who live in the BRADD counties (Allen, Barren, Butler, Edmonson, Hart, Logan, Metcalfe, Monroe, Simpson and Warren) are eligible for SHIP services. 

What Does the Benefits Counseling Service Cost? 

There is no charge for the service. The Barren River SHIP/Benefits Counseling Program is funded through a grant from the Centers for Medicare and Medicaid Services and the Older Americans Act. 

How can I apply for Benefits Counseling Assistance?

Call (270) 782-5740 or 1-866-452-9243 Monday – Thursday 8:30 a.m. to 6:00 p.m. CT


SHIP (Medicare Counseling)

What is this program?

The Kentucky State Health Insurance Assistance Program (SHIP) is a statewide program that provides free and objective counseling and assistance to persons with questions or problems regarding Medicare, Medicaid and other related health insurance.  

What do volunteers do?

As a SHIP volunteer, you will help people understand their Medicare and Medicaid benefits. Training is available across the state.  

Who do I contact?

Contact Bobbie J. Esters, Benefits Director, Kentucky Legal Aid at (270) 782-1924 or besters@klaid.org